Turing Registry

Turing Registry · TR-00822

EMBER TERMS

Credit underwriting. Operated by Northwind Credit Union.

Summary

Recommends decisions on personal loan applications up to 23 thousand, for review by underwriters.

License conditions

  1. Every declined applicant receives the main reasons in plain language.
  2. May not use protected characteristics or close proxies for them.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed for credit underwriting.

  2. Renewal filed and approved after an independent evaluation.

  3. Renewal filed and approved.

  4. Renewal filed and approved.

  5. Renewal filed and approved.

  6. Renewal filed and approved with no change to scope.

  7. Renewal filed and approved.

  8. Renewal filed and approved after an independent evaluation.

  9. Renewal filed and approved.

  10. Renewal filed and approved.

  11. Renewal filed and approved after an independent evaluation.

  12. Renewal filed and approved.

Also filed by Northwind Credit Union

All 25 filings by this operator →