Turing Registry

Turing Registry · TR-01165

UNDERWRITE 9

Credit underwriting. Operated by Castellanos and Co..

Summary

Assesses small-business credit applications using cash-flow data, with applicants’ consent.

License conditions

  1. Approval rates are published by group every year.
  2. May not use protected characteristics or close proxies for them.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed for credit underwriting.

  2. Renewal filed and approved.

  3. Renewal filed and approved.

  4. Operator reported a spike in false positives after a model update. Rolled back within 48 hours.

  5. Renewal filed and approved.

  6. Renewal filed and approved after an independent evaluation.

  7. Renewal filed and approved after an independent evaluation.

  8. Renewal filed and approved.

  9. Renewal filed and approved.

  10. Renewal filed and approved.

  11. Renewal filed and approved with no change to scope.

  12. Renewal filed and approved.

  13. Renewal filed and approved.

Also filed by Castellanos and Co.

All 12 filings by this operator →