Turing Registry

Turing Registry · TR-01915

HIMALIA 3

Credit underwriting. Operated by Fairridge Savings Bank.

Summary

Assesses small-business credit applications using cash-flow data, with applicants’ consent.

License conditions

  1. Every declined applicant receives the main reasons in plain language.
  2. May not use protected characteristics or close proxies for them.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed for credit underwriting.

  2. Renewal filed and approved.

  3. Renewal filed and approved.

  4. Retired. The system was decommissioned.

Also filed by Fairridge Savings Bank

All 22 filings by this operator →