Turing Registry · TR-02293

JUNIPER CREDIT

Credit underwriting. Operated by Jetty Bank.

Summary

Recommends decisions on personal loan applications up to 11 thousand, for review by underwriters.

License conditions

  1. Every declined applicant receives the main reasons in plain language.
  2. May not use protected characteristics or close proxies for them.
  3. Approval rates are published by group every year.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed for credit underwriting.

  2. Human contact changed. Sara Ogawa now answers for the system.

  3. Renewal filed and approved.

  4. Renewal filed and approved.

  5. Renewal filed and approved.

  6. Renewal filed and approved.

  7. Annual fairness audit completed with no significant findings.

  8. Renewal filed and approved.

  9. Retired and replaced by TR-05761.

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