Turing Registry

Turing Registry · TR-06814

CREDIT 8

Credit underwriting. Operated by Lim and Co..

Summary

Recommends decisions on personal loan applications up to 20 thousand, for review by underwriters.

License conditions

  1. Approval rates are published by group every year.
  2. May not use protected characteristics or close proxies for them.
  3. Every declined applicant receives the main reasons in plain language.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed for credit underwriting.

  2. Renewal filed and approved.

  3. Renewal filed and approved after an independent evaluation.

  4. Independent evaluation completed. License scope confirmed.

  5. Renewal filed and approved after an independent evaluation.

  6. Renewal filed and approved after an independent evaluation.

  7. Data-retention audit completed. Two minor findings, both resolved.

Also filed by Lim and Co.