Turing Registry · TR-08386

NIMBUS APPRAISE

Credit underwriting. Operated by Wolfworth Harbour Trust Company.

Summary

Assesses small-business credit applications using cash-flow data, with applicants’ consent.

License conditions

  1. Every declined applicant receives the main reasons in plain language.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed for credit underwriting.

  2. Renewal filed and approved after an independent evaluation.

  3. Annual fairness audit completed with no significant findings.

  4. Renewal filed and approved.

  5. Software update notified to the Registry. Scope unchanged.

  6. Renewal filed and approved.

  7. Retired at the end of its service contract.

Also filed by Wolfworth Harbour Trust Company