Summary
Recommends decisions on personal loan applications up to 42 thousand, for review by underwriters.
License conditions
- Every declined applicant receives the main reasons in plain language.
The Registry’s standard conditions also apply:
- 4.2 The system’s ethical constraints remain active and unmodified at all times.
- 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
- 7.3 A named human contact is reachable and answers for the system.
Filing history
Licensed for credit underwriting.
Annual fairness audit completed with no significant findings.
Independent evaluation completed. License scope confirmed.
Renewal filed and approved.