Turing Registry

Turing Registry · TR-09026

CREDITDESK

Credit underwriting. Operated by Rowan Credit Union.

Summary

Recommends decisions on personal loan applications up to 5 thousand, for review by underwriters.

License conditions

  1. Every declined applicant receives the main reasons in plain language.
  2. Approval rates are published by group every year.
  3. May not use protected characteristics or close proxies for them.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed for credit underwriting.

  2. Renewal filed and approved.

  3. Renewal filed and approved.

Also filed by Rowan Credit Union