Turing Registry

Turing Registry · TR-09179

LENDWISE 9

Credit underwriting. Operated by Westhallow Trust Company.

Summary

Assesses small-business credit applications using cash-flow data, with applicants’ consent.

License conditions

  1. Every declined applicant receives the main reasons in plain language.
  2. Approval rates are published by group every year.
  3. May not use protected characteristics or close proxies for them.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed for credit underwriting.

  2. Renewal filed and approved after an independent evaluation.

  3. Renewal filed and approved.

Also filed by Westhallow Trust Company

All 7 filings by this operator →