Turing Registry · TR-10375

APPRAISE 4

Credit underwriting. Operated by Chen and Co..

Summary

Recommends decisions on personal loan applications up to 29 thousand, for review by underwriters.

License conditions

  1. May not use protected characteristics or close proxies for them.
  2. Approval rates are published by group every year.
  3. Every declined applicant receives the main reasons in plain language.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed for credit underwriting.

  2. Renewal filed and approved.

Also filed by Chen and Co.