Summary
Assesses small-business credit applications using cash-flow data, with applicants’ consent.
License conditions
- Approval rates are published by group every year.
- May not use protected characteristics or close proxies for them.
The Registry’s standard conditions also apply:
- 4.2 The system’s ethical constraints remain active and unmodified at all times.
- 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
- 7.3 A named human contact is reachable and answers for the system.
Filing history
Licensed for credit underwriting.