Turing Registry

Turing Registry · TR-10772

LENDWISE 2

Credit underwriting. Operated by Byrne and Co..

Summary

Assesses small-business credit applications using cash-flow data, with applicants’ consent.

License conditions

  1. Approval rates are published by group every year.
  2. Every declined applicant receives the main reasons in plain language.
  3. May not use protected characteristics or close proxies for them.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed as the replacement for TR-03724.

Related filings

Also filed by Byrne and Co.

All 7 filings by this operator →