Turing Registry · TR-08815

ROWAN LENDWISE

Credit underwriting. Operated by Heron Credit Union.

Summary

Recommends decisions on personal loan applications up to 16 thousand, for review by underwriters.

License conditions

  1. May not use protected characteristics or close proxies for them.
  2. Approval rates are published by group every year.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed for credit underwriting.

  2. Renewal filed and approved.

  3. Renewal filed and approved with no change to scope.

  4. Renewal filed and approved after an independent evaluation.

  5. Renewal filed and approved.

  6. Renewal filed and approved.

Also filed by Heron Credit Union