Turing Registry

Turing Registry · TR-10799

CREDITPATH

Credit underwriting. Operated by Heron Credit Union.

Summary

Recommends decisions on personal loan applications up to 7 thousand, for review by underwriters.

License conditions

  1. May not use protected characteristics or close proxies for them.
  2. Approval rates are published by group every year.
  3. Every declined applicant receives the main reasons in plain language.

The Registry’s standard conditions also apply:

  • 4.2 The system’s ethical constraints remain active and unmodified at all times.
  • 6.1 Any incident affecting the system is reported to the Registry within 72 hours.
  • 7.3 A named human contact is reachable and answers for the system.

Filing history

  1. Licensed for credit underwriting.

Also filed by Heron Credit Union